In my work, I witness a lot of insulation resistance in the form of high voltage ac 1 min and dc megger test. We usually test ac 2x the operating voltage + 1000V for rotating machinery. And indeed, for switchgear, busbar systems, usually its two times the operating voltage. However, the higher the voltage gets, this ratio gets smaller. Don't ask me why, probably commercial decision in the standard.
We 1st stress the insulation with the ac test, failure criteria is flash over and then within 2 minutes, we expose the insulation to a megger test dc. Minimum criteria is 1 Mohms for existing products.
High voltage cables, >1000V, we test them with dc 4.2 times U0 + 1000 for 15 minutes and then a megger test. Yes, test equipment is very specialized and very expensive. Not a lot of companies have it, including the big names struggle to get it.